We are looking for night owls who love solving problems and keeping up-to-date with the latest financial crime and fraud trends to join our late team, working 5pm – 2am , and help Monzo make money work for everyone.

We complete a diverse range of fraud and financial crime tasks within our late team, to ensure that we keep Monzo and our customers safe around the clock. We believe that the late team is best placed to protect our customers and Monzo when they have a holistic understanding of the threats that we need to prevent. This means that all financial crime and fraud work is tackled as one late team with multi-skilled individuals.

This means that you’ll have the opportunity to be exposed to, and trained to work on, a variety of financial crime and fraud tasks over the course of your career at Monzo.

Every day, you’ll spend your time on things like:

• Making decisions about what to do with customer accounts that are flagged by our transaction monitoring system.
• Writing suspicious activity reports for Monzo and the National Crime Agency.
• Engaging with other banks and financial institutions about reports of fraudulent behaviour.
• Securing fraudulent funds so that they can be returned to victims.

You Should Apply If

• You’re a night owl 🦉
• You have experience working in operational financial crime, fraud, or screening teams – or think that you have other relevant experience that we should consider.
• You have a keen interest in anti-money laundering or fraud trends.
• You love connecting the dots and solving problems.
• You are comfortable making judgement-based decisions in a changing environment.
• You’re great at explaining things to people, and have flawless written English.
• You’re excited by our mission of making money work for everyone.

Logistics

• This is a remote (work from home) role.
• The application process consists of some initial application questions (please take your time, we read these carefully!), a short task, a values interview, and a role-specific skills interview.
• You will work a fixed 5PM – 2AM shift, with a one-hour break, five days per week – including weekends and bank holidays.
• Your first four weeks will be spent in training, during which you will work from 9AM – 6PM , Monday – Friday.
• You will work some weekends (~50-60%) on a rotational basis.

If you are interested in part-time work, please let us know below and, if your application is advanced, we’ll talk about how we can best make this work for you. Part-time work requests will be assessed on a case-by-case basis, and you will need to be available to work full-time for the first 4 weeks (Monday-Friday, 9-6) to complete the training for this role.

Benefits

• £23,500 starting salary, with an additional £2,503 annual allowance ( £208 a month) for working late.
• Salary reviews every 6 months and pay increases that are directly linked to your performance.
• Share options: the option to buy shares in Monzo at a later date.
• We’ll provide you with a MacBook and a £200 budget for office furniture.
• Learning budget of £1,000 a year for books, training courses, and conferences.
• Private health insurance and paid sick leave for both physical & mental health.
• We offer a 4% employer pension contribution.
• Paid maternity, paternity, adoption or shared parental leave, if you’ve been with us for at least 13 weeks.
• And many more… check them all out at the bottom of this page.

Diversity and inclusion is a priority for us – if we want to solve problems for people around the world, our team has to represent our customers. So we need to attract the best talent and create an environment that supports and includes them. You can read more about diversity and inclusion on our blog .

Equal Opportunity Statement

At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.